As the winter season draws near, you want to make sure your home is protected.  One thing most people don’t know is that your homeowner’s insurance policy does not cover damage from rising water.  To cover these damages, you need a flood insurance policy.  Just because you haven’t experienced a flood in the past, doesn’t mean you won’t in the future.  Flood risk isn’t just based on history, it’s also based on a number of factors: rainfall, river-flow and tidal-surge data, topography, flood-control measures, and changes due to building and development.  This winter is supposed to be a very wet one.  Make sure you get flood insurance today to protect your home.  If you live in a low risk area, you may be eligible for preferred rates.  Go to www.texaninsurance.com to get a quote.  Also keep in mind that a flood doesn’t necessarily occur from rain; the nearby fire hydrant could burst and then all of that water ends up in the street and in your house.  For your free quote on flood, auto, home, life, health, or commercial insurance contact:

Elzey Insurance

281-998-2500

texaninsurance@gmail.com

web site and request a quote online: http://www.texaninsurance.com

Don't let this wet winter season cause you any worries.